Home    Loan Center    Products    Loan Officers    FAQ    Resources  
Bank of Washington offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conforming fixed rate loan products
USDA Rural Development Loan Program
FHA

Conforming fixed rate loan products

Your mortgage servicing stays with the Bank of Washington.  Payments and questions are handled by your hometown community bank. 

Conventional fixed rate loans with terms of 10, 15, 20, 25 & 30.  Interest rate adjustments may apply based on loan to value, credit score and cash out refinances.


USDA Rural Development Loan Program

100% loan program.  Income guidelines apply.  Location of the property limited to Franklin, Gasconade, Warren, and parts of St. Charles and Jefferson Counties.  Closing costs include a 2% guarantee fee that may be financed.

 

 


FHA

96.5% financing, up front mortgage insurance and monthly mortgage insurance applies.  Loan limit restrictions apply.